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Blue vector illustration of a house with an upward-trending bar graph and arrow on a white background, symbolizing rising mortgage rates and housing market growth.

What Actually Impacts Your Mortgage Rate? (Hint: It’s Not Just the Fed)

Mortgage
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August 1, 2025
https://www.elitemountainmortgage.com/wp-content/uploads/2025/07/What-Actually-Impacts-Your-Mortgage-Rate.webp 630 1200 Haley Gant https://www.elitemountainmortgage.com/wp-content/uploads/2026/02/Haley-Gant.png Haley Gant2025-08-01 13:12:562025-08-01 13:12:56What Actually Impacts Your Mortgage Rate? (Hint: It’s Not Just the Fed)
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www.nexamortgage.com
NMLS #1660690
AZMB #0944059
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601 W. Main Street,
Spartanburg, SC 29301
Corporate:
5559 S Sossaman Rd
Building 1 #101,
Mesa, AZ 85212
(832) 443-2535
hgant@nexalending.com
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This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2026 | NEXA Lending LLC.
Licensed In: NC,SC, NMLS # 2666636 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

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    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Step 1 of 26

    3%

    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Quick Rate Check

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Step 1 of 3

    33%
    • What email address should we send your loan options to?
    • Want us to text you your loan options instead of email so you can get it quicker?
    Call Today! (832) 443-2535
    hgant@nexalending.com

    Step 1 of 16

    6%

    • FREE Home Purchase Qualifier

      Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

    • Great! What type of property are you purchasing?

    • Estimate your credit score.

    • Is this your first property purchase?

    • What is your current property purchase situation?

    • What is the purchase price of the new property?

    • What is your estimated down payment?

    • What kind of rate do you prefer?

    • What is your gross annual household income?

    • What is your employment status?

    • Bankruptcy, short sale, or foreclosure in the last 3 years?

    • Can you show proof of income?

    • Are you working with a real estate agent?

    • What is your full name?

    • What is your email address?

    • What is your phone number?

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    Where Should We Send You The Link To Attend The Live Info Session?

    • NEXA’S GROWTH

      Nexa Grew 926% in 2019 (went from 42 to 389 loan officers in 2019 and we just hit 500th LOs as February 28th 2020 ) 756 Los joined Nexa Mortgage till No

    • LOW INTEREST RATES.

      NEXA offer super low interest rates Stop saying you sell service and not rates, when you and I both KNOW you can sell low rates AND service (processing, loan scenario, marketing, even AE’s and UW support from our top lenders ALL One Click away.

    • Additional Free MLOBOX

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    Haley Gant
    NMLS#
    2666636
    Mortgage Loan Originator
    Schedule a Phone Call With Me
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    (832) 443-2535
    Email
    hgant@nexalending.com
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