Jumbo Loans in Asheville & Western North Carolina

A jumbo loan is a type of NC mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2022, that limit is $647,200 for most of the U.S. and $970,800 in high-cost areas like Alaska, Hawaii, Guam and the U.S. Virgin Islands. Because of the larger loan amount, interest rates may be slightly higher due to the increased risk for lenders. Still, jumbo loans remain an excellent option for buyers looking to purchase higher-value homes in competitive markets like Western North Carolina.

If you’re considering a luxury property and need flexible financing, jumbo loans are a strong fit for those exploring Asheville home loans or needing a customized Asheville mortgage. We specialize in making the process simple and stress-free, especially for clients seeking Hendersonville home loans or relocating to the Hendersonville area.

Our team provides tools like our Jumbo Loan Qualifier to help you easily compare loan options. Whether you’re a first-time buyer or a seasoned homeowner navigating the Mortgage North Carolina market, we’re here to guide you toward the best-fit solution with expert advice and personalized service.

The Jumbo Loan Process

✅ Apply Online – Complete our easy Jumbo Loan Qualifier.
✅ Get Matched – Receive loan options based on your profile.
✅ Compare Offers – Review rates, terms and benefits.
✅ Choose Your Loan – Pick the best jumbo mortgage for your needs.
✅ Close with Confidence – Finalize your NC mortgage with expert support.